October 3, 2022/Comments Off on Local SEK payments
Bank and account numbers for local SEK payments
Swedish bank numbers and account numbers
This article will help you to ensure that your customers are providing the correct Swedish account information when submitting payments. This will reduce errors and result in an improved user experience for you and your customers when using our local SEK payment route.
It displays the format and maximum number of digits required for bank numbers (also known as clearing numbers in Sweden) and account numbers, depending on which bank you’re sending payments to.
The bank number and account number should be sent in separate fields and not combined. Please note that some Swedish banks combine these beginning with the bank code followed by the account number, but they should be sent separately.
Nordea accounts where the account number is the same as the person’s national identification number always has “3300” as the bank number.
The table below includes the bank number and maximum number of digits in the account number for each of the banks.
Bank
Bank number series
Max number of digits inaccount number(excluding bank number)
Full Avanza Bank
9550-9569
7
Bluestep Finance
9680-9689
7
BNP Paribas Fortis
9470-9479
7
Citibank International Plc, Sweden Branch7
9040-9049
7
Danske Bank A / S, Sweden Branch
1200-1399 2400-2499
7
Danske Bolån
1200-1399
7
DNB Bank ASA, Branch Sweden
9190-9199
7
Forex Bank AB
9400-9449
7
Commercial banks
6000-6999
9
ICA Banks
9270-9279
7
IKANO Banks
9170-9179
7
Länsförsäkringar Bank
9020-9029 3400-3409 9060-9069
7
Lån og Spar Bank Sverige
9630-9639
7
Marginalen Bank
9230-9239
7
Nordax Bank AB
9640-9649
7
Nordea
1100-1199 1401-2099 3000-3399 3410-4999
7
Nordea – Personkonto (Personal account number = social security number)
3300
10 *
Nordea – PlusGirot
9500-9549 9960-9969
10
Nordnet Bank
9100-9109
7
Resurs Bank AB
9280-9289
7
Royal Bank of Scotland
9090-9099
7
Santander Consumer Bank AS
9460-9469
7
SBAB
9250-9259
7
SEB
5000-5999 9120-9124 9130-9149
7
Skandiabanken AB
9150-9169
7
Sparbanken Syd
9570-9579
10 **
Sparbanken Öresund
9300-9349
10 **
Swedbank When you make transfers or send a salary to Swedbank’s accounts starting with 7 – you can choose to enter the whole account number (eleven digits) or to enter three zeros between the bank number (the first four digits) and the account number.
7000-7999
7
Swedbank and independent Sparbanker For example, Leksands Sparbank and Roslagsbanken. Swedbank has a fifth figure in bank numbers starting at 8, eg 8327-9. Please include the full 5 digits.
8000-8999
10
Svea Bank
9660-9669
7
Bank of Åland plc (Finland), Swedish branch
2300-2399
7
* If you have an 11-digit account number in Nordea, the clearing number is always the first four digits of the account number. If your account number consists of your social security number (10 digits), use 3300 as the clearing number.
** For account numbers with fewer than 10 digits, Hembanken automatically adds zeros between the clearing number and the account number so that the entire account number is always 10 digits long.
Swift codes are handled by the SWIFT organization, and in particular from a division called “SWIFT Standards”. SWIFT stands for “Society for Worldwide Interbank Financial Telecommunication” and is a member-owned cooperative that is used by the financial world to conduct business operations. These codes were initially referred to as “swift codes” but were later standardized as BIC which stands for “Business Identifier Codes”. Both terms are used today and mean exactly the same thing: a BIC code is a unique alphanumeric identification code, consisting of combinations of letters and numbers, which is used to uniquely identify an institution's branch among the members of the swift network.
Why do I need this code?
The swift code is usually required by web banking applications for money transfers between two different banks (that are members of the swift network). We are not only asked to provide the beneficiary’s bank account number (or IBAN account number) that we want to send money to, but we must also provide the exact BIC code of the branch of the beneficiary’s bank. This site aims to simplify the process of finding this code. Note: please read our disclaimer at the bottom of this page BEFORE using any of the information found on this site.
The downside of international transfers with you bank:
Banks use SWIFT for international transfers, but it's not the most efficient or cost-effective solution. When you receive or send a wire transfer internationally with your bank, you might get a bad exchange rate, and pay high hidden fees as a result. We recommend using HUBFX, to get a great rate and low, transparent fee every time. Learn more.
A swift code consists of 11 or 8 characters, which is the standard format standardized by ISO (International Organization for Standardization). Here is an example code: CHASUS33XXX. This swift code is for the head offices of “JPMORGAN CHASE BANK, N.A.” in the U.S.A. and can be broken down to four parts:
CHAS - US - 33 - XXX
- First four characters: These 4 characters (“CHAS” in our example) identify the bank (“JP Morgan Chase”). This 4-letter code is used to identify this particular financial institution’s branches and divisions all over the world.
- Fifth and sixth characters: These 2 characters identify the country in which the bank is located. “US” in this example means “UNITED STATES”.
- Seventh and eighth characters: These 2 characters represent a location code (“33” in this example).
- Last three characters: These 3 characters form the branch code. “XXX” is used to identify the HEAD OFFICE or the institution, but this particular branch code is optional, and if omitted, the 8-character remaining code (“CHASUS33” in our example) is assumed to refer to the head office (primary office) of the institution.
Most requested SWIFT codes:
CHASUS33 CHASUS33XXX JPMORGAN CHASE BANK, N.A.
BOFAUS3N BOFAUS3NXXX BANK OF AMERICA, N.A.
MIDLGB22 MIDLGB22XXX HSBC BANK PLC
BARCGB22 BARCGB22XXX BARCLAYS BANK PLC
ABNANL2A ABNANL2AXXX ABN AMRO BANK N.V.
CITIUS33 CITIUS33XXX CITIBANK N.A.
WFBIUS6S WFBIUS6SXXX WELLS FARGO BANK, N.A.
NWBKGB2L NWBKGB2LXXX NATIONAL WESTMINSTER BANK PLC
COBADEFF COBADEFFXXX COMMERZBANK AG (BANKING COMMUNICATION SYSTEM)
BNPAFRPP BNPAFRPPXXX BNP PARIBAS SA (FORMELY BANQUE NATIONALE DE PARIS S.A.)
POALILIT POALILITXXX BANK HAPOALIM B.M.
LOYDGB2L LOYDGB2LXXX LLOYDS BANK PLC
NTSBDEB1 NTSBDEB1XXX N26 BANK GMBH (Used for NUMBER26 bank accounts)
DEUTDEDBPAL DEUTSCHE BANK PRIVAT-UND GESCHAEFTSKUNDEN AG (DEUTSCHE BANK VIRTUAL ACCOUNTING)
AXISINBB002 AXIS BANK LIMITED
